Words From The Efficiency Experts

What the Small Business Index is Saying About a Coming Recession

Posted by Bethany Wood on Thu, Feb 6, 2020

Although there was a slight dip in December, the NFIB (National Federation of Independent Business) Small Business Optimism Index saw one of the highest yearly survey readings in 2019 since the creation of the survey in 1973. According to the December survey results, “an increased number of small business owners reported better business conditions and expect higher nominal sales in the next three months,” and “small businesses continued to hire and create new jobs with actual job creation.”

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Small Business Saturday

Posted by Bethany Wood on Fri, Nov 29, 2019

Small Business Saturday is an annual tradition that occurs the Saturday after Thanksgiving. Locals are encouraged to “shop small” and show support to the diverse businesses in their community. The holiday was created by American Express in 2010 and has seen rapid growth every year since.

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Community Banks - In the Business of Helping Small Businesses

Posted by Jacob McDaniel on Tue, May 28, 2019

Community banks can have a tremendous effect on the success of the small businesses around them. For decades, community banks have been the backbone to entrepreneurship in America and are critical in the start-up phase of small businesses.  Community Banks are responsible for over 40 percent of all small business loans awarded in America1This shows that small businesses are more likely to receive the help they need from community banks than their larger counterparts.

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