Words From The Efficiency Experts

Risky Business: Leveraged Lending

Posted by Bethany Wood on Tue, Jan 14, 2020

Leveraged lending offers credit to commercial businesses with high levels of debt, helps companies obtain funding for leveraged buyouts, mergers and acquisitions, and recapitalizing businesses. While many commercial businesses see success from these loans and are able to repay them, the high levels of debt and lower liquidity can reduce a business’ ability to respond to unexpected changes in economic conditions.

Read More

What Does the CRA Mean for Community Banks?

Posted by Jacob McDaniel on Wed, Sep 25, 2019

The Community Reinvestment Act (CRA) isn’t a new concept to the banking world by any means. We have probably all heard of the CRA, but do we know enough about it and how it can affect our community banks?

Read More

FDIC Requests Comments on Interest Rate Restrictions

Posted by Jacob McDaniel on Thu, Sep 19, 2019

In early September, the FDIC sent out a financial institution letter requesting comments from Chief Executive Officers and Chief Financial Officers of community banks on interest rate restrictions applicable to institutions that are under capitalized. This letter applies to community banks with total assets less than 1 billion dollars and are FDIC insured.

Read More

Creating Highly Efficient Banks

Join us for the latest news on the happenings at 3E Software and Teslar, as well as industry news and insights from our team of experienced former bankers.

Inside you'll find:

  • The latest news for 3E Software and Teslar
  • Industry News & Insights
  • Upcoming Webinars
  • Exclusive Whitepapers and Case Studies

Subscribe Here!

Recent Posts