Words From The Efficiency Experts

Bethany Wood

Recent Posts

Ending America's Retirement Crisis

Posted by Bethany Wood on Tue, Jan 21, 2020
Read More

Risky Business: Leveraged Lending

Posted by Bethany Wood on Tue, Jan 14, 2020

Leveraged lending offers credit to commercial businesses with high levels of debt, helps companies obtain funding for leveraged buyouts, mergers and acquisitions, and recapitalizing businesses. While many commercial businesses see success from these loans and are able to repay them, the high levels of debt and lower liquidity can reduce a business’ ability to respond to unexpected changes in economic conditions.

Read More

The Retirement Problem in America

Posted by Bethany Wood on Mon, Jan 13, 2020

The statistics surrounding the dire state of retirement in America are abundant. According to a 2019 Bankrate Financial Security Index survey, 21% of Americans aren’t saving any money at all. Forty eight percent of working adults are saving something, but still less than 10% of their annual income.1

Read More

Company Culture: The Difference Between Good and Best

Posted by Bethany Wood on Wed, Jan 8, 2020

There are good companies to work for, bad companies to work for, and there are great companies to work for. What is it that makes a company the “best”? What is their company culture like? Harvard Business Review (HBR) researched the best places to work in the United States looking for these answers. We’re not just looking for what they do differently, but why the things they do see success.

Read More

Education and Success in Community Banks

Posted by Bethany Wood on Tue, Jan 7, 2020

Training and education are transforming elements of a community bank. Education has cultural, personal, and financial benefits to a bank and can make the difference between a good bank and a great one, says Group Executive Vice President for ICBA’s (Independent Community Bankers of America) Community Banker University, Lindsay LaNore, in a Main Street Banking podcast. In no circumstance is knowledge ever wasted: it’s the foundation of innovation and growth.

Read More

Pros and Cons of Going Cashless

Posted by Bethany Wood on Mon, Jan 6, 2020

Many believe we have been moving toward a cashless society in which all financial transactions are digital. Many financiers and government authorities favor bidding adieu to cash-- there’d be lower crime rates with no physical money to steal, financial crimes and money laundering would be much harder to commit if there’s a record of every payment you ever receive, we would save money by not printing bills and coins, people would have ease of use when managing their cash, and it would make international travel so much easier.

Read More

Happy 2020

Posted by Bethany Wood on Wed, Jan 1, 2020

Ringing in the new year (and new decade!) is cause for celebration—spending time with friends and family and looking back on the year. A lot can happen in a year, good and bad. With reflection comes new beginnings and fresh starts.

Read More

Family Christmas Activities and Traditions

Posted by Bethany Wood on Tue, Dec 24, 2019

The air is filled with good vibes and glad tidings at Christmastime. There are so many fun activities and events unique to the season, and while it’s not possible to do them all, it’s fun to deliberate and choose some that are special to you and yours. Whether you’re looking for new traditions or wanting to change up some standing ones, we’ve got you covered.

Read More

The Perks of a Simple Christmas

Posted by Bethany Wood on Mon, Dec 23, 2019

The Christmas season is a uniquely busy time of year. It seems like every single day in December a new event or task is being added to the calendar—holiday parties, family dinners, children’s performances, cookie exchanges, gift shopping, holiday traditions, Secret Santa’s, tree decorating… the list goes on and on. It often begins with the best intentions: time together, fun memories, and a wonderful holiday season for our family.

Read More

The Value of the Census

Posted by Bethany Wood on Fri, Dec 20, 2019

The Census Bureau collects household information in order to understand the nation’s people and economy. The data describes where people live, their living arrangements, ages, income, education level, commuting patterns, and occupations.1 This information helps all members of the community in different ways. Following the constitutional mandate of equal population representation, the data is used to apportion seats in the House of Representatives and draw district boundaries. Conducting a census every ten years is required by the U.S Constitution.

Read More

Creating Highly Efficient Banks

Join us for the latest news on the happenings at 3E Software and Teslar, as well as industry news and insights from our team of experienced former bankers.

Inside you'll find:

  • The latest news for 3E Software and Teslar
  • Industry News & Insights
  • Upcoming Webinars
  • Exclusive Whitepapers and Case Studies

Subscribe Here!

Recent Posts